THE CREDIT UNION ADVANTAGE

Borrowers usually receive lower interest rates and there are fewer restrictions than at other financial institutions. Borrowing at First Abilene FCU is easy, practical, and economical!

We offer both unsecured and secured loans. An unsecured loan requires only your signature as collateral. A secured loan requires tangible collateral, such as a car or boat as security.

Loans are made in accordance with policies established by the member-elected board of directors and are approved based on credit history, collateral, and your ability to repay the loan.

For more information about consumer loan pre-approval, please contact First Abilene FCU's Consumer Loan Department.

SIGNATURE LOANS

First Abilene FCU offers unsecured personal loans using only your good name as collateral. Loan amounts range from $200.00 to $5,000.00+. Features include competitive variable rates, discount points, generous repayment terms, and no hidden costs.

Signature Loans may be used for a variety of purposes including:

SHARE SECURED LOANS
TERM SHARE CERTIFICATE (CD) SECURED LOANS

At First Abilene FCU you can use the balance, or a portion of the balance, of your share (savings) account or your term share certificate (CD) as collateral for a loan. These interest rates are among the lowest we offer! Secured loans are a great way to re-establish a credit history or for young borrowers to establish credit.

VACATION LOANS

Don't put that summer vacation on your credit card, get a low interest vacation loan with up to 12 months to pay it back.

AUTO LOANS

New auto loans from First Abilene FCU offer many advantages. We have competitive rates available and terms of 36, 48, 60 or 72 months. No down payment, no problem! We offer 100% financing on terms up to 60 months! First Abilene FCU offers up to 84 months with limited collateral. No penalties for pre-payments or early payoff. Program cars up to 12,000 miles are financed the same as new cars.

Do you have an auto with another lender? Let us re-finance your loan! We may be able to lower your monthly payment and save you money!

Buying a used auto? First Abilene FCU offers up to 60 months.

RECREATIONAL VEHICLES

First Abilene FCU can help you finance many types of recreational and leisure time vehicles. These include, boats, motor homes, motorcycles, jet skis, campers and travel trailers.

We offer up to 84 months on new boats and recreational vehicles to help make your payments affordable!

FOR LOAN APPLICATION CLICK HERE

Please print application. Send completed application and a copy of most recent pay stub to either First Abilene FCU location.