First Abilene FCU makes it easy for you to be pre-approved for a mortgage loan. Print out the following checklist and bring to First Abilene FCU. It can save you time and money when buying a home.
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Copy of your current driver's license or military ID and social security card for both borrower and co-borrower |
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Employer's name, address, and phone number for the last two (2) years of employment. Include W-2's, 1099's, etc. where applicable. |
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Most recent 30 day consecutive payroll stubs, showing gross monthly salary and all deductions, for both borrower and co-borrower. |
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Residence address(es) for the last two(2) years with mortgage company or landlords name and address. |
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Two months bank statements on all depository accounts, including investments, IRA's, annuities and profit sharing accounts. |
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Last two (2) years W-2s. |
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Names, addresses, account numbers, balances and required monthly payments on all open charge accounts. |
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Addresses, loan information and lease agreements on all other real estate owned. |
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Copy of accepted earnest money sales contract. |
| VA Loans also include the following: |
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Certificate of Eligibility, DD214 (Separation Papers), or statement of service for active military personnel. |
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DD1747 (Status of Housing Availability) if currently enlisted. |
| If self employed, also include the following: |
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Two (2) years personal, partnership and/or corporate tax returns and all schedules. |
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Year-to-date Profit & Loss Statement and Balance Sheet |
Once the application process is complete and you are pre-approved, you are now ready to select a home! After an earnest money contract is signed, we will collect money for the mortgage credit report and the appraisal. When the appraisal is received, final approval is quick and easy.
Mortgage Loan Department
3324 Catclaw Drive
Abilene, TX 79605
(325) 691-5104 ext 15
fax (325) 690-1035
For more information about consumer loan pre-approval, please contact First Abilene FCU's Consumer Loan Department. |
